Long Term Care Insurance

The Quote & Apply button takes you to my life insurance quoter, but trust me, follow the prompts and you'll have an option to choose Long-Term Care. I have other Long-Term Care options that might not be in the quoter, but this is a great starting place.

Long-Term Care Insurance

If you're looking for a form that you can plug your info into and get instant results, you're in the right place. Your information is secure with me and no one else will be calling you. If you qualify for Long-Term Care insurance, then I'll have options for you. Insurance is about transferring risk. The lower risk that you are for an insurance company, the lower your premium. Age and medical records, etc are used to determine an insurance company's risk. Fortunately, I represent numerous long-term care insurance companies and as I speak with you, I can determine which would be the best fit for your situation. Please understand that if you're 70, the risk is too great for any company and premiums will be high if you are approved. The best time to buy long-term care insurance is when you're young and healthy, but there may still be options for those who have waited. There are life insurance options that have long-term care as a rider. If you have an employer group long-term care or life insurance plan, I recommend getting an individual plan that's not tied to your employment. Many of my clients retire and their group insurance plan doesn't go with them. Now that they're older, an individual plan is more expensive since the risk is greater. The time to get long-term care insurance is to get it while you can. I can't stress that enough. I get so many desperate calls from individuals with a life threatening diagnosis, but insurance is about transferring risk and it's too late for them. They carried the risk their whole lives. Since the weight of it didn't come to mind, it seemed light, but having come close to the end they realized the heaviness. It doesn't have to be that way for you. Let's talk 918-872-0495.

Contact Rick Thomas Broken Arrow Office

Independent Health Medicare Life Insurance Agent / Broker. Call or text is preferred 918-872-0495

NPN 18177610 and Licensed in OK,AR,AZ,CO,IA,ID,IN,KS,LA,MI, MO,NC,NE,OH,OK,TN,TX,UT,& VA