Health Insurance Options

Affordable Care Act Plans

I'm appointed with all of the ACA carriers, such as Blue Cross Blue Shield, Anthem, Communitycare, Ambetter, Medica, Cigna, Humana, Oscar Health, Aetna, Qual Choice, Regence, Molina, Ascension, Guardian, United Healthcare, Golden Rule, TARO Health and more. Even though I prefer clients to call me before they bind themselves to a plan, here is a quick way to see if your income and situation qualify you for a tax credit that will pay for some of your health insurance premium. You can even enroll with this link. If you don't qualify for a tax credit, then there are other plans that may be a better fit for your budget besides these. Let's talk soon. 918-872-0495

Easily Quote and Enroll in Affordable Healthcare plans that qualify for Tax Credit right here.

Major Medical Alternatives to the Affordable Care Act/ AKA Obamacare plans

If you don't qualify for a tax credit and you're healthy, then you may qualify for a different type of Major Medical plan that could be more affordable. Call me and I can help narrow it down to a good fit. You can explore some Major Medical options for Individuals under 65, Self-Employed, and Small Groups. There are more options besides these. Call me first and we can discuss what may work for you.

Affordable Choice Fixed Indemnity Benefit Plan

The premium for this type of plan is a 1/3 to 1/2 of an ACA premium and the Network is extensive. If you don't qualify for a tax credit and you're healthy, then you may qualify. Call me and I can help narrow it down to a good fit.

Short-Term Health Insurance from 1 month to 4 months.

Click the United Healthcare Logo to quote and apply for United Healthcare Short Term plans, but don't check the ACA box so that it will show you the Short-Term plans. Let's talk before you choose a plan. I have other Short Term Health Insurance plans offered by other companies too. My assistance is no cost to you but my knowledge and experience are priceless.

Short Term Medical Allstate Health Solutions:

Allstate Health Solutions offers short-term medical insurance designed to cover you during unexpected health crises. It’s the perfect bridge between major medical plans, providing essential coverage in times of transition. Safeguard your health without breaking the bank. Click on the logo to quote and apply.

Short Term Medical Pivot Health

Pivot Health is another company that has Short-Term Health Plans which you can use the image link to quote and apply. This one will most likely have you filling out reimbursement forms for claims yourself if a provider doesn't take it. My experience has been 5 urgent cares wouldn't take it, so the client had to fill out a reimbursement form. They do have Network plans that I would recommend. I would recommend to get a plan that has a PPO or an HMO Network. If a plan says Open Access or No Network Requirements, then you can expect to pay upfront for service and to file reimbursement forms yourself. Those plans are usually cheaper, but they come with those extra steps. One of their PPO plans will have IN-Network providers so the provider will file claims.

Contact Rick Thomas Broken Arrow Office

Independent Health Medicare Life Insurance Agent / Broker. Call or text is preferred 918-872-0495

NPN 18177610 and Licensed in OK,AR,AZ,CO,IA,ID,IN,KS,LA,MI, MO,NC,NE,OH,OK,TN,TX,UT,& VA